Dealing with the aftermath of a car accident can be stressful, especially if an uninsured driver hits you. If you find yourself in this situation, it’s essential to take the proper steps to ensure that you are financially and legally protected. Here we will discuss what you should do if an uninsured driver hits you.

Steps to Take

The first step is to call the police immediately after the accident. It is important to get a police report from the scene, which will provide proof that the accident occurred and details about who was involved and any possible witnesses. This report can help protect you in case of legal action or if a dispute arises over who was at fault for the accident.

Document Everything

Next, document everything related to the accident, including pictures of both vehicles, insurance information (if applicable), and other relevant information such as registration plates and contact information of witnesses. Ensure you exchange all pertinent information with both drivers involved, including names, addresses, phone numbers, insurance companies, policy numbers etc. Even if one driver is uninsured, it is still essential that you have their personal information on record.

Expenses Records

It is also essential to keep track of all expenses associated with the accident, such as repair costs for your vehicle or medical bills in case of injury. All of these expenses may be covered by your own insurance company depending on the type of policy that you have purchased, or they may be covered under another policy like an umbrella policy or a rental car reimbursement policy. Even if they are not covered by your policy, they could still be recovered through legal action against the driver who caused the accident. Hence, it's important to document these expenses completely and accurately.

Contact your Insurer

Finally, contact your insurer and ensure they know about the accident and that all necessary paperwork has been filed for them to process your claim properly. If there are any disputes between insurers regarding who should pay for certain damages, then it is best to seek professional legal advice from a qualified solicitor so that your rights are properly represented throughout any mediation or court proceedings where required.

Conclusion

Remember, too that this isn't just limited to motor vehicles; cyclists and pedestrians can also be held liable when they cause injury or property damage while using public roads without adequate insurance coverage in place.